Los Angeles, California

Accurate, reliable financial records your business can count on.

RMF Accounting and Tax Services helps business owners and entrepreneurs spend fewer hours on spreadsheets and more time growing — with a dependable, repeatable system built on 30 years of experience.

30+Years of experience
100%Accuracy focused
1:1Personal service

What we take off your plate

  • Clean, current books every month
  • Stress-free tax preparation & planning
  • Accurate, on-time payroll
  • Clear financial reports you understand
  • A trusted partner in your corner
Bookkeeping Tax Preparation Payroll Financial Reporting Business Advisory
Our Services

Everything you need to stay financially organized

Core accounting and tax services delivered with the trust, confidence, and consistency your business deserves.

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Bookkeeping

Accurate, up-to-date records maintained month after month so you always know where your business stands — no more scrambling at year-end.

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Tax Preparation & Planning

Individual and business tax returns prepared with care, plus proactive planning to keep you compliant and minimize what you owe.

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Payroll Services

Reliable, on-time payroll with accurate withholdings and filings, so your team is paid correctly and your compliance stays intact.

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Financial Reporting

Clear profit & loss, balance sheet, and cash-flow reports that turn your numbers into decisions you can actually act on.

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Tax Compliance

Sales & use tax, quarterly filings, and deadline management handled for you — staying ahead of federal, California, and local requirements.

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Business Advisory

A steady financial partner to help you understand your numbers, plan ahead, and make confident decisions as your business grows.

Accounting and financial planning at work

I believe I have a purpose: sharing my talents and skills to help others improve their lives and their businesses.

Rowena M. Fernandez, MBA Founder & CEO of RMF Accounting and Tax Services
About RMF

Three decades of trusted financial expertise

RMF Accounting and Tax Services is led by Rowena Fernandez, a qualified accountant with a Bachelor's in Accountancy, an MBA, and 30 years of professional experience — plus 18 years of insurance brokering background.

We serve business owners and entrepreneurs who want accurate, reliable financial records and a partner they can trust. Our promise is simple: fewer hours lost to proposals and spreadsheets, and a dependable, repeatable system that gives you clarity and confidence.

30+Years qualified
experience
MBAAdvanced business
education
LABased in
Los Angeles, CA
Why Choose Us

The RMF difference

We don't just record numbers — we give you a reliable system and a partner who genuinely cares about your success.

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Accuracy First

Reliable, error-checked records you and your accountant can depend on all year long.

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Save Your Time

Spend fewer hours on spreadsheets and proposals — we handle the details so you can lead.

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A Repeatable System

Consistent, predictable processes that scale with your business month after month.

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Personal Attention

Work directly with an experienced professional who knows your business by name.

How It Works

Getting started is simple

A clear, four-step path from first conversation to financial peace of mind.

1

Free Consultation

We talk through your business, your goals, and where your books stand today.

2

Tailored Plan

You receive a clear proposal with the right services and a transparent price.

3

We Set Up Your System

We organize your records and put a reliable, repeatable process in place.

4

Ongoing Support

Accurate books, timely filings, and clear reports — with us in your corner.

Client Voices

Trusted by business owners

Relationships built on accuracy, reliability, and genuine care.

★★★★★

Rowena took the stress out of our books completely. Everything is accurate, on time, and easy to understand. I finally have time to focus on my business.

M
Maria S.Retail Business Owner
★★★★★

Thirty years of experience really shows. Tax season used to terrify me — now it's handled with confidence. A true professional who cares.

J
James T.Entrepreneur
★★★★★

Reliable, responsive, and genuinely invested in our success. RMF gave us a system we can count on every single month.

L
Linda R.Small Business Owner
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Confidentiality & Trust

Your business is in trusted hands

At RMF, confidentiality and trust are the foundation of every client relationship. We understand that financial information is highly sensitive, which is why we are committed to protecting your data with the highest level of professionalism, integrity, and discretion. Every document, transaction, and conversation is handled with strict confidentiality, giving you the confidence and peace of mind that your business is in trusted hands.

At RMF, earning and maintaining your trust isn't just a priority — it's our promise.

Client Document Upload

Securely send us your documents

Already a client or getting started? Upload your bookkeeping, tax, or payroll documents here for review — no account or software needed.

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Drag & drop your files

or click to select — PDF, images, Word, Excel, and more

Open Secure Upload

    Your privacy is protected

    • Files go straight to RMF's secure Dropbox folder
    • Only Rowena can access your documents
    • Used solely for the service you requested
    • Held with strict professional confidentiality

    Helpful to include

    • Bank & credit-card statements
    • Prior-year tax returns
    • Payroll records & receipts
    • Any forms or notices you've received
    Get In Touch

    Let's start a conversation

    Tell us a little about your business and what you need. We'll get back to you promptly to schedule your free consultation.

    ✉️
    Emailrmf@rmfaccountingtaxservices.org
    📞
    Phone213-334-1331
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    LocationLos Angeles, California
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    HoursMonday – Friday, 9:00 AM – 6:00 PM PT

    We'll never share your information. Expect a reply within one business day.