RMF Accounting and Tax Services helps business owners and entrepreneurs spend fewer hours on spreadsheets and more time growing — with a dependable, repeatable system built on 30 years of experience.
Core accounting and tax services delivered with the trust, confidence, and consistency your business deserves.
Accurate, up-to-date records maintained month after month so you always know where your business stands — no more scrambling at year-end.
Individual and business tax returns prepared with care, plus proactive planning to keep you compliant and minimize what you owe.
Reliable, on-time payroll with accurate withholdings and filings, so your team is paid correctly and your compliance stays intact.
Clear profit & loss, balance sheet, and cash-flow reports that turn your numbers into decisions you can actually act on.
Sales & use tax, quarterly filings, and deadline management handled for you — staying ahead of federal, California, and local requirements.
A steady financial partner to help you understand your numbers, plan ahead, and make confident decisions as your business grows.
I believe I have a purpose: sharing my talents and skills to help others improve their lives and their businesses.
RMF Accounting and Tax Services is led by Rowena Fernandez, a qualified accountant with a Bachelor's in Accountancy, an MBA, and 30 years of professional experience — plus 18 years of insurance brokering background.
We serve business owners and entrepreneurs who want accurate, reliable financial records and a partner they can trust. Our promise is simple: fewer hours lost to proposals and spreadsheets, and a dependable, repeatable system that gives you clarity and confidence.
We don't just record numbers — we give you a reliable system and a partner who genuinely cares about your success.
Reliable, error-checked records you and your accountant can depend on all year long.
Spend fewer hours on spreadsheets and proposals — we handle the details so you can lead.
Consistent, predictable processes that scale with your business month after month.
Work directly with an experienced professional who knows your business by name.
A clear, four-step path from first conversation to financial peace of mind.
We talk through your business, your goals, and where your books stand today.
You receive a clear proposal with the right services and a transparent price.
We organize your records and put a reliable, repeatable process in place.
Accurate books, timely filings, and clear reports — with us in your corner.
Relationships built on accuracy, reliability, and genuine care.
Rowena took the stress out of our books completely. Everything is accurate, on time, and easy to understand. I finally have time to focus on my business.
Thirty years of experience really shows. Tax season used to terrify me — now it's handled with confidence. A true professional who cares.
Reliable, responsive, and genuinely invested in our success. RMF gave us a system we can count on every single month.
At RMF, confidentiality and trust are the foundation of every client relationship. We understand that financial information is highly sensitive, which is why we are committed to protecting your data with the highest level of professionalism, integrity, and discretion. Every document, transaction, and conversation is handled with strict confidentiality, giving you the confidence and peace of mind that your business is in trusted hands.
At RMF, earning and maintaining your trust isn't just a priority — it's our promise.
Already a client or getting started? Upload your bookkeeping, tax, or payroll documents here for review — no account or software needed.
Tell us a little about your business and what you need. We'll get back to you promptly to schedule your free consultation.
Last updated: July 2026
RMF Accounting and Tax Services ("RMF," "we," "us") respects your privacy and is committed to protecting the personal and financial information you share with us. This policy explains what we collect, how we use it, and how we keep it confidential.
We collect only what you choose to provide: your name, email, and phone number through our contact form, and any documents you upload through our secure client upload page (such as statements, tax records, and payroll information).
Your information is used solely to respond to your inquiry and to deliver the accounting, tax, payroll, and advisory services you request. We do not sell, rent, or trade your information to anyone.
Documents you upload are transmitted to and stored in RMF's secure Dropbox storage, which encrypts files in transit and at rest. Access is limited to Rowena Fernandez. Our website is served over an encrypted (HTTPS) connection, and all client information is held in strict professional confidence consistent with accounting industry standards.
We keep client records only as long as needed to provide services and to meet legal, tax, and regulatory requirements, after which they are securely deleted or archived.
You may request access to, correction of, or deletion of your personal information at any time by contacting us. We will respond promptly.
Questions about this policy or your information? Email rmf@rmfaccountingtaxservices.org or call 213-334-1331.
This policy is provided for general transparency and is not legal advice. RMF may update it periodically; consider having it reviewed by a licensed attorney for your specific compliance needs.