Accounting and tax for Los Angeles business owners

Organized books.
Tax-ready records.
Reliable reporting.

RMF keeps your financial records accurate and current every month, so tax season is a non-event and every decision you make starts from numbers you can trust.

Get your free Tax-Ready Scorecard Book a 20-minute call

30+
years accounting and tax

MBA
Bachelor's in Accountancy

CTEC
Registered Tax Preparer

3
founders, one standard

Rowena M. Fernandez, MBA
Head of RMF Accounting and Tax Services

Who we serve

Built for owners who are done guessing at their numbers

Small business owners

Service businesses, retail, restaurants, contractors. Monthly books, payroll and tax, handled.

Real estate and property managers

Multi-entity portfolios, owner reports and consolidated statements that reconcile.

Small law firms

Three-way IOLTA trust reconciliation every month, documented for the State Bar.

Owners buying, selling or borrowing

Lender-ready and buyer-ready financial statements built from reconciled records.

Free, three minutes

How tax-ready are your books right now?

Answer 12 questions about your records. You get a score out of 100 on the spot, plus a short written read-out from RMF of the gaps most likely to cost you at filing time. No software to install and no sales call required to see your result.

Start the Tax-Ready Scorecard

Your result shows immediately. We never share your information.

Monthly bookkeeping

Priced by your transaction volume. Count last month's bank lines and you know your plan.

Every plan includes monthly reconciliation of every account, transaction coding and review, profit and loss, balance sheet and cash summary, a secure portal, and a year-end package for your tax return.

Starter

$350/month

Sole proprietor, one account, under 75 transactions a month.

Start Starter

Most common

Standard

$650/month

Multiple accounts, 76 to 150 transactions a month.

Start Standard

Growth

$1,200/month

151 to 300 transactions a month, with receivables and payables managed.

Start Growth

Complex

$1,800/month and up

Over 300 transactions, multiple entities, inventory or trust accounts. Quoted in writing.

Talk about Complex

Add to any plan

Payroll from $75/month plus $8 per employee per pay run

Sales and use tax return $150 per filing

Business tax return from $850

Quarterly review and report $400

Advisory retainer from $500/month

Full price list

Not ready for monthly? Start with the $297 Business Books Health Check: we review your last 12 months, score every account, and hand you a written findings list traced to the source statement.

See the Health Check

Specialty work

When your records have to hold up to someone else's review

Loan-Ready Books

Financial statements prepared the way lenders and the IRS expect to read them, with every balance tied to a statement. For SBA and bank applications.

Deal-Ready Books

Clean, consistent statements for owners selling a business, and independent due-diligence review for buyers before they sign.

Trust-Ready Monthly

Three-way IOLTA reconciliation for small law firms, documented monthly so a State Bar audit is a file you already have.

See all services and specialty pricing

How it works

From first call to clean books in 30 days

Scorecard or call

Take the three-minute scorecard, or book a 20-minute call. Either way, you leave knowing where your books stand.

Written proposal

One page, one price, the exact scope. Includes how we use technology and how your data is protected.

Setup and catch-up

Secure portal, QuickBooks connected, prior months reconciled. Every reconstruction is re-verified to zero variance before we call it done.

Monthly rhythm

Books closed by the 15th, report in your inbox, filings on time, one call when you need it.

Confidentiality

In RMF, confidentiality and trust are a must.

Your documents move through a secure client upload, never email attachments. Access is limited to the RMF team working on your account. Records are kept only as long as the law and your engagement require.

We use AI and third-party technology to work faster and catch more. Every output is reviewed by a person before it reaches you, your data is never used to train outside systems, and you can opt out in writing. Read the full disclosure.

Every number is traceable

Open items come with a legend: the statement, page and line each one came from, so you can verify in minutes.

Independent re-check before delivery

A second review, by someone who did not do the work, confirms zero variance before anything is marked final.

Three founders, one standard

Rowena M. Fernandez, MBA, CTEC Registered Tax Preparer; Numeriano De la Cruz Jr., CMA, EA, MBA; and Louie Dickinson.

Organized books.Tax-ready records.Reliable reporting.